Skilled Mortgage Broker, Lending Company & Bad Credit Mortgage Broker In DeSoto, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 12/13/2019 and subject to change without notice."

Shopping For Mortgage Lenders in DeSoto

The process of buying a home can be one of the most exciting times in someone’s life. It is the beginning of a new stage in life, whether it is buying your first home to raise a family in or buying your retirement home to enjoy your retirement. On the flipside of this excitement, there can be a lot of stress and work involved.

One of the most important parts of this process is shopping for the right mortgage lenders in DeSoto. You have to find a lander that is going to be able to offer you what it is that you are looking for.

4 Tips To Help You Find The Right Mortgage Lender in DeSoto

Shopping around for the right lender is like shopping around for anything else. There are certain things that you are going to want to look at, and for, when you are considering different mortgage lenders in DeSoto. Here are some great tips to help you on your journey to find the lender in DeSoto that is right for you.

  1. Compare Rates. Different lenders are going to operate with different interest rates. You should take the time to figure out what is average for your particular market and what other lenders are offering as rates.
  2. Customer Service. Applying for a mortgage is a difficult process. You want a lender that is going to be there and available to answer any and all questions. You want a lender that is going to be easy to work with and easy to communicate with. Customer reviews can be a great place to start for this.
  3. Options. Different lenders offer different types of loans, features, and flexibility. You want to look into what different lenders offer to their customers. This can really help you to narrow down the list of the right mortgage lenders in DeSoto for you.
  4. Fine Print. You will want to take the time to look at particular lenders loan requirements, fees, and costs other than the interest and principle.

Taking the time to do the research is going to really pay off for you in the end. It will help you eliminate and include different lenders that you may not have considered before embarking on your research.

There is no reason to rush this process. Finding the right mortgage lender in DeSoto can make a huge difference in your home buying experience. Make sure you have a good grasp on what it is that you are looking for in a lender because this will really help you narrow down your list to the right lender to work with.

Best Mortgage Rates in DeSoto Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
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“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

     

    PRODIGY LENDING IN SUPPORTING BEST MORTGAGE LENDERS

     

    Avoid foreclosure

    Foreclosure is a term used in real estate which involves a process where a mortgage lender tries to get loan balance from a client who has stopped repaying back the loan. The lender can do this by selling the assets agreed in the collateral. As long as it is sounding like a bad thing it is legal and protected by the law. This problem affects real estate and is caused by both lenders and homeowners. Prodigy Lending has a team of mortgage experts has loan programs with best rates which can help you avoid foreclosure.

    This team of professionals are found everywhere in United States and is committed in providing best mortgages in DeSoto, this is according to DeSoto mortgage lenders review list. We provide our clients with high-quality services best for their mortgage choices. Our team will use multiple loan options and low rates in your area and closely work with each one of you making sure you get a home loan matching your expectations. In an instance where you are trying to find a best online mortgage in DeSoto just talk directly to our experienced mortgage gurus through a phone call, we are available 24 hours a day and 7 days in a week. You can as well use good tools that available in our site for your own benefit.

    The best mortgage loans that our officers can help you get are as follows. Do not forget that we strive the best to make sure you get loan programs with low rates.

    • Conventional home loan – its down payment is low about 3% down. Conventional loans have low PMI compared to FHA loans, their terms are also flexible. Having approved scores you get lower interest rates. Lender fees are not involved in conventional home loans.
    • FHA home loans – FHA loans are easier to qualify and their interest rates are attractive. Down payment are low in this program. Clients enjoy rehabilitation loans in this mortgage.
    • VA home loans – mortgage insurance are not present and they provide 100% financing. VA home loans have a lower closing cost. They are easy to qualify for and have good rates for government loans.
    • USDA home loans – have lower mortgage insurance cost and no down payment with low rates. USDA loans provide 100% financing. With this mortgage, you are guaranteed qualification for home income and location. For a 100% loan you also enjoy interest rates which are lower.

    Our ultimate aim is creating a long-lasting relationship that will help us render high-quality services to our clients. We treat your information with privacy and with our high security we provide total security to your information. This is not the case with many larger companies. We have a trusted name in the lending industry.

    Prodigy Lending has been offering high-quality services which has won as multiple awards since the last 17 years ago the latest one being ranked as top workplaces in the United States in the last eight years. This is due to our high-quality services that our efforts were recognized and we are humble for that.

    We deal with the lowest and more current loan rates thus we are the best lenders in DeSoto. We have home loan programs that will give you special mortgage. You can start your preapproval process today.

    YOU CAN CONTACT PRODIGY LENDING FORT WORTH ONLINE MORTGAGE BROKER AT ANY TIME!

     

 

 

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