Proficient Loan Agency, Home Loan Company & Mortgage Consultant In Midlothian, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 12/13/2019 and subject to change without notice."

Shopping For Mortgage Lenders in Midlothian

The process of buying a home can be one of the most exciting times in someone’s life. It is the beginning of a new stage in life, whether it is buying your first home to raise a family in or buying your retirement home to enjoy your retirement. On the flipside of this excitement, there can be a lot of stress and work involved.

One of the most important parts of this process is shopping for the right mortgage lenders in Midlothian. You have to find a lander that is going to be able to offer you what it is that you are looking for.

4 Tips To Help You Find The Right Mortgage Lender in Midlothian

Shopping around for the right lender is like shopping around for anything else. There are certain things that you are going to want to look at, and for, when you are considering different mortgage lenders in Midlothian. Here are some great tips to help you on your journey to find the lender in Midlothian that is right for you.

  1. Compare Rates. Different lenders are going to operate with different interest rates. You should take the time to figure out what is average for your particular market and what other lenders are offering as rates.
  2. Customer Service. Applying for a mortgage is a difficult process. You want a lender that is going to be there and available to answer any and all questions. You want a lender that is going to be easy to work with and easy to communicate with. Customer reviews can be a great place to start for this.
  3. Options. Different lenders offer different types of loans, features, and flexibility. You want to look into what different lenders offer to their customers. This can really help you to narrow down the list of the right mortgage lenders in Midlothian for you.
  4. Fine Print. You will want to take the time to look at particular lenders loan requirements, fees, and costs other than the interest and principle.

Taking the time to do the research is going to really pay off for you in the end. It will help you eliminate and include different lenders that you may not have considered before embarking on your research.

There is no reason to rush this process. Finding the right mortgage lender in Midlothian can make a huge difference in your home buying experience. Make sure you have a good grasp on what it is that you are looking for in a lender because this will really help you narrow down your list to the right lender to work with.

Best Mortgage Rates in Midlothian Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
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“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
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Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

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    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

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    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

     

    DUTIES OF MORTGAGE LENDER IN ENHANCING PRODIGY LENDING

     

    About Us

    Midlothian! Here we come again. Since we began our lending journey in the USA, we decided we will stop at nothing till we cover the entire states of the USA as a whole. Now more than ever, mortgage loans are now available thanks to our Prodigy Lending Team and all our professional experts, whom we pick from the states of US specifically.

    For the past 8 years, we have been receiving awards and that will continue to be so since we are not planning to stop offering our quality services any sooner. We concentrate on first time home buyers, consolidators of loans, renewers of loans and others. This means that you are most likely going to fall among those demanding for our diligent services. Call us now!

    CLASSES OF OUR LOANS

    CONVENTIONAL HOME LOANS

    Conventional loans, being the most demanded type of loan in Midlothian, our lenders in Midlothian have been given the mandate to ensure they provide it with the efficiency it demands. This will enable us to attract a large number of followers both within the USA and the entire world at large. The rates that our best mortgage lenders have put in place has brought about a further increment so much so that much profits are coming our way. The characteristics associated with this type of loans include; 3% down payment rate, comparatively low rates of interest charge, no lender fees demanded, flexibility of payments and higher debt to income ratios for systematic qualifications. 

    FHA LOANS

    Our prodigy lending team has also been focusing on the production of FHA loans for all the citizens in Midlothian, in order to make them competitive with the other citizens of the USA on matters pertaining to modern and improved housing conditions. A rate of 3.5% is the first motivator of acquiring FHA and so is the rehab loans additionally offered to all applicants. 

    VA LOANS

    Without forgetting the faithful lot that has been guarding the USA from external factors, our lenders in Midlothian are providing veterans with VA loans. Combined with the cheapest rates, we give our service buyers a chance to shine since our terms are the most flexible and favorable for government loans. Make an effort to acquire this VA loan if you are a veteran of USA. 

    USDA LOANS

    USDA loans provide lower rates with no down payment to ensure it costs less for all the qualifiers. Our philosophy of 100% financing and low costs associated with mortgage insurance has led to a stronger market base. For the good of our citizens in Midlothian, our Midlothian mortgage lenders have put in place measures to further champion for the reduction of the current USDA rates to ensure that our clients benefit more. Join us now so that together, we can combine efforts to bring forth a strong and beautiful Midlothian.

    FEEL FREE TO CONTACT US ANY TIME AS WE AIM IN CREATING A LONG LASTING RELATIONSHIP WITH OUR CLIENTS!

     

 

 

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